Real estate appraisal services for homeowners in the city of Princeton Junction and Mercer County
The top 7 reasons why New Jersey homeowners use Platinum Appraisal Services:
At Platinum Appraisal Services, we understand the particular needs of a homeowner in need of appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For-Sale-by-Owner (FSBO) / Pre-Listing ServicesIt's very hard to be objective about your house because you most likely have an emotional attachment to it. Our professional appraisers at Platinum Appraisal Services are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic selling price so your property will attract many interested buyers, a professional appraisal is a very important negotiating tool once you have a likely buyer. It's something tangible to show your buyer. The appraisal is an independent third party's opinion of your house's value, not just how much you think your home is worth. Interested buyers know that you have an emotional attachment to your house and will be much more likely to give credibility to an accomplished appraiser's value estimation than yours.
Challenging Mercer County's assessment of your propertyLet's say your home is not appreciating as much as other properties close to yours -- your local tax assessor may have your home overvalued. This only means you are most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better off you'll be. Getting an appraisal from Platinum Appraisal Services is your #1 weapon when challenging your property tax assessment.
Need to cancel PMI?A popular way to save money for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is down below 80% of the value of your house, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. We are veterans in helping homeowners just like you dismiss unneeded and unwanted PMI insurance.
Recently got a freeze to your HELOC?Your lender just may make the decision to automatically freeze your home equity line of credit (HELOC) if your home is in a declining area -- even if your specific property has not declined in value. Not only can this be annoying from a cash flow standpoint, but it can be detrimental to your credit score since it may appear as though that credit line is maxed out. Platinum Appraisal Services can help you reinstate your home equity line of credit with a professional appraisal.
Need Field and Desktop Appraisal Review Services?Have you just gotten a copy of your appraisal and you'd prefer to have a seasoned professional double-check it for preciseness or do you need a second opinion without the charge and delay of waiting for a whole new appraisal? An appraiser from Platinum Appraisal Services can go out and check the subject and comparables in a field review. Or, if you need it in a rush, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide you with a retrospective review of any appraisal you may have had in the past. While usually requested by banks, you may desire to take advantage of this service if you suspect mortgage fraud related to your home.